Do you need to compare yo...

Do you need to compare your home insurance?

When you decide to buy a homeowners’ insurance policy, you will get...

What are your steps for g...

What are your steps for getting cheap home insurance?

Cheap home insurance is achievable through voluntary excess, the improving...

What criteria of home ins...

What criteria of home insurance have you already considered?

Finding cheaper home insurance can be a challenge. Sometimes unexpected things...

What can protect your hou...

What can protect your house and values? Home insurance!

Regarding the things that are dear to us, and things that we want to ensure,...

Increased water charges following a burst pipe

Thousands of second home owners are still mopping up the damage caused by burst pipes during the coldest December on record.

Primarily, it’s essential that you are covered for the damage caused by burst pipes and that you comply with the terms of the insurance when your holiday home is unoccupied.

But there is also another consequence of having a burst pipe that holiday home owners give little consideration to, until they are faced with a bill – increased water charges.

A leaking pipe can spill out over 2,000 gallons of water a day if left unnoticed. The impact of this was recently highlighted when a burst pipe inside a vacant holiday home was draining a village water supply. Luc

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Posted Jan 21, 2011 | by Kyle Evans
Tags: Burst Pipe Pipe

Why You Should Get Renters Insurance

Often, people assume that they don’t really own enough stuff to make renters insurance a good buy. This is especially true of younger renters, who often don’t think about how much they really do have or of all the ways it can be taken from them. Invite an insurance agent over, though, and we’ll bet he can show you how much you really do have that’s worth protecting.

We know. The insurance agent is just there to make money. We would never claim that his motivation was anything else. Heck, that’s why most of us go to work, isn’t it?

The insurance agent’s motivation aside, however, he has a legitimate product to sell which can help protect you against losses which are entirely possible. For instance, Read more…

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Posted Jan 20, 2011 | by Kyle Evans
Tags: Insurance Renters Insurance

Twitter vs. Web for Crisis Communication at B of A

Banks are still juggling how best to use social media to communicate to customers — especially when other systems go down.

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At around 7 a.m. Friday, Bank of America Corp. experienced a partial outage of its online banking service. The Charlotte, N.C., bank used Twitter to get the word out, but it did not announce the outage on its home page. I

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Posted Jan 15, 2011 | by Daniel Scott

Buy to Let Building Insurance: Specialist Landlords Insurance

A guide to getting specialist buy to let building insurance, why it is important to get specialist landlord insurance.

If considering investment in a buy to let property, then it is essential to check that one has the appropriate level of home and buildings insurance to cover the commercial usage of the property. One solution may be to take out a specialist landlords insurance policy or buy to let buildings insurance.

Why take out Landlord Insurance or Buy to Let Buildings Insurance?

When investing in a buy to let property, then an individual is essentially using the building as a commercial operation, as opposed to using the property for home dwelling purposes.

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Posted Jan 11, 2011 | by Kyle Evans
Tags: Building Insurance Insurance Let Building Let Building Insurance

State Farm Dropping Last of 125,000 Homeowners Insurance Policies

Homeowners carrying State Farm insurance will find out in the next few weeks whether they are a part of 125,000 policies that the insurer plans to purge. The major homeowners insurance company originally set out to eliminate over 800,000 policies, but settled on the lower number in exchange for a higher interest rate.

Insurer to Keep 700,000 Policies

In May 2009, we reported that State Farm was to hold a meeting with Florida insurance regulators with the intention of ridding itself of hundreds of thousands of property and homeowners insurance policies.

In the negotiations, the insurer was encouraged keep the majority of its policies.

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Posted Jan 09, 2011 | by Eric Flores
Tags: Homeowners Insurance Policies State Farm

How One Bank Is Counterattacking the Zeus Threat

Tompkins Financial Corp. of Ithaca, N.Y., is one of many financial institutions that have been attacked by the sophisticated malware known as Zeus. Now it’s fighting back — with sticks.

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To protect the funds of its largest commercial clients, which use its services to transfer up to $18 million at a time, Tompkins offered them a free USB stick. T

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Posted Jan 08, 2011 | by Daniel Scott
Tags: Counterattacking Zeus Zeus

Insurance Companies Favored in Chinese Drywall Decision

Louisiana homeowners harboring dangerous Chinese drywall in their homes received a disappointing blow last week when a federal judge overseeing litigation in New Orleans dismissed their claims against 10 insurance companies. While the judge found in favor of homeowners on some issues, overall it was determined the cases pursued against the companies would be dismissed.

The Chinese Drywall Issue

Well over a year ago, homeowners in Louisiana began to complain of rotten egg smells coming from the walls, corroding pipes and even ill family members as a result of defective Chinese drywall that needed to be removed.

Homeowners began to contact their companies and make home insurance claims only to be turned down, or worse, dropped from their companies for making claims that could cost tens of thousands of dollars.

A group of homeowners later came together to file against companies that refused to pay for drywall replacement and time lost in homes. T

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Posted Dec 23, 2010 | by Eric Flores
Tags: Chinese Drywall Drywall

Deductibles in Property Insurance

Aggregate deductible, straight deductible and others.

The following deductibles are commonly found in property insurance contracts:

• Straight deductible

• Aggregate deductible

Straight Deductible

With a straight deductible, the insured must pay a certain number of dollars of loss before the insurer is required to make a payment. Such a deductible typically applies to each loss. An example can be found in automobile collision insurance.

For instance, assume that Ashley has collision insurance on her new Toyota, with a $500 deductible. If Read more…

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Posted Dec 22, 2010 | by Kyle Evans
Tags: Insurance Property Insurance

Christmas Tree History, Safety, and Decorating Tips

The Christmas tree is a decorated evergreen coniferous tree, real or artificial, and a tradition associated with Christmas. The Christmas tree is often brought into a home and can be decorated with lights, ornaments, garlands and tinsel during the days around Christmas. An angel or stars often placed at the top of the tree, representing the host of angels or the Star of Bethlehem from the Nativity.

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Posted Dec 18, 2010 | by Kyle Evans
Tags: Christmas Tree Tree
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