Do you need to compare yo...

Do you need to compare your home insurance?

When you decide to buy a homeowners’ insurance policy, you will get...

What are your steps for g...

What are your steps for getting cheap home insurance?

Cheap home insurance is achievable through voluntary excess, the improving...

What criteria of home ins...

What criteria of home insurance have you already considered?

Finding cheaper home insurance can be a challenge. Sometimes unexpected things...

What can protect your hou...

What can protect your house and values? Home insurance!

Regarding the things that are dear to us, and things that we want to ensure,...

How One Bank Is Counterattacking the Zeus Threat

Tompkins Financial Corp. of Ithaca, N.Y., is one of many financial institutions that have been attacked by the sophisticated malware known as Zeus. Now it’s fighting back — with sticks.

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To protect the funds of its largest commercial clients, which use its services to transfer up to $18 million at a time, Tompkins offered them a free USB stick. T

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Posted Jan 08, 2011 | by Daniel Scott
Tags: Counterattacking Zeus Zeus

Insurance Companies Favored in Chinese Drywall Decision

Louisiana homeowners harboring dangerous Chinese drywall in their homes received a disappointing blow last week when a federal judge overseeing litigation in New Orleans dismissed their claims against 10 insurance companies. While the judge found in favor of homeowners on some issues, overall it was determined the cases pursued against the companies would be dismissed.

The Chinese Drywall Issue

Well over a year ago, homeowners in Louisiana began to complain of rotten egg smells coming from the walls, corroding pipes and even ill family members as a result of defective Chinese drywall that needed to be removed.

Homeowners began to contact their companies and make home insurance claims only to be turned down, or worse, dropped from their companies for making claims that could cost tens of thousands of dollars.

A group of homeowners later came together to file against companies that refused to pay for drywall replacement and time lost in homes. T

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Posted Dec 23, 2010 | by Eric Flores
Tags: Chinese Drywall Drywall

Deductibles in Property Insurance

Aggregate deductible, straight deductible and others.

The following deductibles are commonly found in property insurance contracts:

• Straight deductible

• Aggregate deductible

Straight Deductible

With a straight deductible, the insured must pay a certain number of dollars of loss before the insurer is required to make a payment. Such a deductible typically applies to each loss. An example can be found in automobile collision insurance.

For instance, assume that Ashley has collision insurance on her new Toyota, with a $500 deductible. If Read more…

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Posted Dec 22, 2010 | by Kyle Evans
Tags: Insurance Property Insurance

Christmas Tree History, Safety, and Decorating Tips

The Christmas tree is a decorated evergreen coniferous tree, real or artificial, and a tradition associated with Christmas. The Christmas tree is often brought into a home and can be decorated with lights, ornaments, garlands and tinsel during the days around Christmas. An angel or stars often placed at the top of the tree, representing the host of angels or the Star of Bethlehem from the Nativity.

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Posted Dec 18, 2010 | by Kyle Evans
Tags: Christmas Tree Tree

Understanding the Difference Between Cash Value, Fair Market Value and Replacement Cost Insurance

There’s no lack of insurance out there, but how do you know if you’re buying the right policy to insure your valuables? Three of the most popular types of insurance include cash value, fair market value and replacement cost. If you’re not sure of the difference, you’re not alone. Here’s what you should know to prevent a headache–and heartache–should you need to file a claim.

What Is Cash Value Insurance?

A cash value insurance policy insures an item such as a house based on the item’s actual cash value at the time of loss. An item’s cash

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Posted Dec 18, 2010 | by Eric Flores
Tags: Cash Value Fair Market Insurance

Geithner: Government to Profit from AIG Bailout

Perhaps the government’s 2008 bailout of American International Group Inc. has a silver lining. Appearing before the Congressional Oversight Panel yesterday, Treasury Secretary Timothy Geithner testified that the federal government will profit from the assistance it granted to AIG. Like what you see? Click here to sign up for Insurance Networking News weekly newsletter to get the latest on breaking industry news, carrier technology implementations and developing business and technology trends. Read more…

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Posted Dec 18, 2010 | by Daniel Scott
Tags: Bailout

What causes pipes to freeze and burst?

Many parts of the UK have experienced the coldest November in history, with temperatures plunging to -18C. After three consecutive years of prolonged snow and frost, it seems that winters in the UK are getting more severe.

Last year, the insurance industry paid out £644 million for water damage that had escaped from burst pipes – and this winter is expected to be even worse. The knock on effect could be rising premiums.

At Schofields we are currently dealing with holiday home owners who have discovered burst pipes at their holiday home. As

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Posted Dec 13, 2010 | by Kyle Evans

What do I need besides homeowners insurance for 1st time buyer?

Me and my husband are in the process of building a new home in Houston,TX and I wanted to know if anybody with experience had any advise into what else we should look into besides homeowners insurance? Is that all that we need?

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Posted Dec 12, 2010 | by Eric Flores
Tags: Homeowners Homeowners Insurance

Buying Affordable Home Owners

There are many different areas of life that most people find they have a strong desire to protect. Generally the things that most people have the strongest desire to protect are more expensive investments such as cars and homes. One of the most important kinds of insurance that is available for people to use is car insurance. There are many different reasons why car insurance is as important as it is. One of the main reasons why so many people find themselves having to buy a car insurance policy is the fact that having auto insurance is required in most places. Traveling by car is also the most dangerous form of travel, which serves as another motivation for needing car insurance. Read more…

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Posted Dec 12, 2010 | by Admin

Databases In Cloud Poised To Make Impact

Databases in the cloud are expected to impact the database industry more than any other upcoming technology, according to a database trends survey of more than 1,200 industry professionals. Like what you see? Click here to sign up for Insurance Networking News weekly newsletter to get the latest on breaking industry news, carrier technology implementations and developing business and technology trends. More than one-third of those surveyed (34%) selected databases in the cloud as the technology destined to wield the greatest impact on the database community. Virtualization ranked second at 27%, followed by solid state disks (15%), visual tuning (12%), and collaboration technologies (8%). Read more…

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Posted Dec 12, 2010 | by Daniel Scott
Tags: Impact
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