Do you need to compare yo...

Do you need to compare your home insurance?

When you decide to buy a homeowners’ insurance policy, you will get...

What are your steps for g...

What are your steps for getting cheap home insurance?

Cheap home insurance is achievable through voluntary excess, the improving...

What criteria of home ins...

What criteria of home insurance have you already considered?

Finding cheaper home insurance can be a challenge. Sometimes unexpected things...

What can protect your hou...

What can protect your house and values? Home insurance!

Regarding the things that are dear to us, and things that we want to ensure,...

Why You Need Holiday Insurance

Preparing for holiday should include investigating insurance to cover the unexpected. Whilst no one wants to think of problems, taking a trip does expose one to several risk, both large and small. From travel delays, to more serious medical issues, the responsible traveler should investigate holiday insurance options to help protect them and loved ones from the unexpected.Holiday insurance is quickly becoming a standard part of trip planning. Before you leave on holiday, it is wise to understand the benefits of holiday insurance and what typical policies cover. Read more…

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Posted Dec 10, 2011 | by Admin
Tags: holiday insurance

Understand the individual health insurance coverage plans

The role of family medical health insurance is an important issue in the current social atmosphere. The cost of the medical treatment is growing day by day and citizens are generally worried about the expenditure on the item. Hence, the introduction of individual medicare insurance coverage is an opportunity to most families in the nation and thereby they get the advantage to get the proper financial support in times of need. The medical treatment is accessible to common people in this manner, which is a great thing in modern life.

There are umpteen insurance companies that offer health insurance policies to people on different terms and conditions. Read more…

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Posted Dec 09, 2011 | by Admin
Tags: medicare insurance coverage

Joint Life Insurance for Married Couples

If you have children, life insurance coverage is very important, whether or not your partner also has a job. Life insurance protects your family in case of untimely death. In most cases, spouses and their children experience a hard time getting over the loss, not only emotionally but also financially. If you are married and are purchasing a life insurance it is best if you consider buying a universal joint life insurance with your spouse. Read more…

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Posted Nov 30, 2011 | by Admin
Tags: Insurance Life Insurance

Medicaid and CHIP Receive High Satisfaction Scores in CMS Survey

The Centers for Medicare and Medicaid Services (CMS) have released the findings of a survey of over 1,900 low-income families which show that two public health insurance options, Medicaid and the Children’s Health Insurance Program (CHIP) are meeting the needs of those they serve.

The report, entitled “Parents’ Views of CHIP and Medicaid: Snapshot of Findings From a Survey of Low-Income Parents,” contains data from survey questions from 1,936 parents of children under the age of 19 whose household income is below 250% of the federal poverty level. The sur

Read more…

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Posted Nov 26, 2011 | by Daniel Scott
Tags: Cms Survey Survey

Why was my Admiral car insurance policy also a write-off?

I suffered a house burglary during which my car was also stolen. I reported the theft of the car to Admiral insurance on 31 May and was told that it would be immediately treated as a write-off, and to send Admiral my insurance documents and spare key, which I did the following day. I was also advised to inform Admiral if the car was found.

On 5 June I called Admiral to inform them that the car had been found and needed repair. The car was judged not to be a write-off by Admiral engineers, so Admiral repaired it and returned it to me.

Read more…

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Posted Nov 21, 2011 | by Eric Flores
Tags: Also Also Writeoff

Choosing the Best Insurance Products for the Family

Many people are bombarded with adverts all advertising different insurance products to cover any eventuality. All motorists must have a policy covering them from any accidents on the roads, and any injury caused to pedestrians. Homeowners need to make sure their properties are protected against any risks before they can take out a mortgage, there are also many other types of policies that can cover electrical breakdown, income protection and many other situations.

With the massive choice of policies available, it is vital to take some time to decide which policy is needed. Life insurance is a very popular choice for families.

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Posted Nov 17, 2011 | by Daniel Scott
Tags: Insurance Products Products

Guaranteed life income products sustaining variable annuity sales

Variable annuity (VA) sales rose 16% in the third quarter, totaling $40.2 billion, according to the LIMRAs third quarter 2011 U.S. Individual Annuities Sales survey.

The survey, representing data from 94% of the market, showed that VA sales have grown for six consecutive quarters, with every quarter in 2011 showing double-digit increases over the same period in the prior year.

“While third quarter VA sales were 2% lower than second quarter results, VAs performed significantly better than the market, which was down 15%,” said Joseph Montminy, assistant vice president for LIMRA’s annuity research. “The eq

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Posted Nov 16, 2011 | by Eric Flores
Tags: Sales Variable Annuity

Determine the Cost of Home Insurance

Home insurance may seem like a simple item: a policy is written to cover the policyholder’s home and contents and a premium is paid. In the event of damage, destruction or loss, the insurance company reimburses the homeowner accordingly. And, whilst that is the basics of the home insurance business, determining the cost of insurance is anything but simple. Here are the key factors that make up the cost of home insurance:

Home location: The agencies in your area that offer household indemnity keep detailed records on your neighborhood. They know about the claims that have been made previously, and the local crime rates. I Read more…

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Posted Nov 14, 2011 | by Admin
Tags: Home Insurance Insurance

Evaluating Car Insurance Policies through Understanding the Factors which Affect Car Insurance Premiums

Whether this is your first time buying a car insurance policy or you are looking for a new policy you can switch to, you need to be sure that you are able to understand the factors that can affect the premiums of car insurance policies. By knowing what these factors are, you would be able to have an easier time comparing your car insurance options and choosing a policy that would fit both your needs and budget.

One of the factors which affect car insurance premiums would be the age of the driver. Generally, the younger a driver is, the higher the premiums he or she would have because statistics show that younger drivers are more prone to getting into accidents than older or more mature drivers. Read more…

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Posted Nov 11, 2011 | by Admin
Tags: Car Insurance Premiums

Will your Life Insurance Benefits Go Unclaimed?

I recently read in an article on foxbusinessnews.com that life insurance companies may owe beneficiaries and the 50 states more than $1 billion in unclaimed assets death benefits that have gone unclaimed by beneficiaries who most probably could have used the money.

A recent report from the Insurance Information Institute (III) sheds some light on this problem and explains the main reasons these benefits go unclaimed and, most importantly, how you can prevent this from occurring:

  • If the insured changes addresses, the life insurance company and the the insured may lose track of each other, as insurance companies use snail mail as their main mode of communication.  Unfortunately, the U.S.

Read more…

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Posted Nov 10, 2011 | by Eric Flores
Tags: Life Insurance Unclaimed
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