Do you need to compare yo...

Do you need to compare your home insurance?

When you decide to buy a homeowners’ insurance policy, you will get...

What are your steps for g...

What are your steps for getting cheap home insurance?

Cheap home insurance is achievable through voluntary excess, the improving...

What criteria of home ins...

What criteria of home insurance have you already considered?

Finding cheaper home insurance can be a challenge. Sometimes unexpected things...

What can protect your hou...

What can protect your house and values? Home insurance!

Regarding the things that are dear to us, and things that we want to ensure,...

How to Compare Life Insurance Policies

Life insurance is an important part of creating a financially secure future for yourself, and your family and it is essential to research the various services that are available before making the final decision.

As there are hundreds of life insurance companies that provide insurance to policy holders it is important to compare the services available from each company. Equally important to compare are the types of policies that are being considered.

Coverage
There are many types of life insurance coverage, including cheap life insurance cover options or those that are more expensive. Read more…

Posted Sep 20, 2010 | by Admin

7 Worst Places to Buy Homeowners Insurance

Some places are just more dangerous to live than other places. Whether because of natural disasters, or high crime rates, the homeowners insurance in some parts of the country are simply more expensive than in other, safer parts of the country. Below are some of the worst places as far as insuring your home is concerned:

  1. Southern California: Let’s face it; we’re all convinced it’s going to fall into the Pacific Ocean someday. Their regular earthquakes make sane people ask who would ever want to live on a known fault line anyway. On th

Read more…

Posted Sep 20, 2010 | by Kyle Evans

Top 5 Movie Houses You Wouldn’t Want to Insure

If you’re an insurance agent, you understand that there is a certain element of risk the insurance company takes on with any coverage it grants. If the house is lost or damaged due to one tragedy or another, then the company ends up footing the lion’s share of the bill. After all, that’s why people buy homeowners insurance. Here are the top 5 movie houses you wouldn’t want your company to have insured:

  1. Aunt Josephine’s house in Lemony Snicket’s A Series of Unfortunate Events. Not only is it precariously perched on a cliff, but the whole thing looks like it’s ready to crumble at any given moment. Chances are m

Read more…

Posted Sep 19, 2010 | by Kyle Evans

Condo Insurance in Chicago

Overall the Condo Insurance in Chicago is just about the same as everywhere else there are condos. There are very few differences. Although just as every location is different the insurance purposes are different as well. Chicago has earned the nickname the Windy City; there is a reason for this. Chicago is one of the windiest cities in the entire United States. This brings forth a unique type of insurance policy.

Different Policies for Different Locations

Wind damage is not very common for condos throughout the United States. Although in Chicago the chance of a condo being damaged by wind is a lot higher percentage than most other condos in the United States. Read more…

Posted Sep 17, 2010 | by Admin

Zurich Insurance fined £2 million

The FSA have issued the largest fine in their history. Zurich Insurance were fined £2.275 million after the loss of a data tape in 2008, whilst moving the tape to a new location in South Africa. Zurich did not learn that the tape had been lost until a year after that date. The data held included the personal details of over 46,000 UK customers and many more in South Africa. The tape was never recovered, although it does not appear to have been stolen.

Zurich Insurance had outsourced their data storage security to a South African firm but they had failed to create proper incident reporting lines and, as such, it took over a year for the information concerning the loss to reach them.

Read more…

Posted Sep 17, 2010 | by Eric Flores

Number of Americans Without Health Insurance Rose in 2009

The number of Americans with health insurance fell in 2009. About 253.6 million people had public or private health coverage in 2009, down from 255.1 million in 2008. The decline marks the first decline since the government began tracking the figure in 1987, according to Bloomberg. Like what you see? Click here to sign up for Insurance Networking News weekly newsletter to get the latest on breaking industry news, carrier technology implementations and developing business and technology trends. About 50.7 million people lacked health insurance in 2009, up almost 10% from 46.3 million in 2008. This has already proved to impact health insurers’ business. I Read more…

Posted Sep 15, 2010 | by Daniel Scott

5 Ways That a Fire Can Hurt Your Family

While the current housing crisis may find you occasionally wishing that your house would just burn down so you could walk away from it and your mortgage without destroying your credit, the truth is that these tragedies hurt you in more ways than most people would think of. Here are some of the many ways in which losing your home to a fire can hurt you, many of which your homeowners insurance can’t do anything about:

  1. Loss of a place to live. This is the most obvious, and the one you’ve probably already thought of, so we’ll start here. No one likes to move. Well, no one normal, anyway. Losin

Read more…

Posted Sep 15, 2010 | by Kyle Evans

Simple Ways to Save on Homeowners Insurance

If you are an average American home owner, chances are you are paying more for your homeowners insurance than you need to. Most insurance companies have their agent or another representative, often a third party company that specializes in gauging insurance risk, check out your home and property. This inspection is often completed without your knowledge, or even while you are away.

Most insurance agents won’t tell you what you can do to get a better rate on your homeowners insurance because they are paid on a percentage basis. S

Read more…

Posted Sep 11, 2010 | by Kyle Evans

Who pays for the home insurance when you let your house?

I ask this question on behalf of my friend, who lives in Malaysia. He wants to know what the law in England will be in this case.

My friend is gonna let his house to another, so that he can have some income. A question arises: They need to buy a home insurance in case there is an accident like fire. Apparently in Malaysia, a homeowner doesn’t have to buy insurance for his house.

So in this case, who should pay for the home insurance, the homeowner or the tenant? I mean, the rental period is 2 years, and the insurance, if paid, will cover for 2 years only.

Posted Sep 11, 2010 | by Eric Flores
Tags: House

Can New Data Agency Help Avert Next Crisis?

Though much of the attention to the recently enacted regulatory reform law has focused on its creation of a consumer protection bureau, the Dodd-Frank Act also created an Office of Financial Research with an ambitious mandate — one many doubt it can accomplish.

The office is tasked with collecting data on behalf of the Financial Stability Oversight Board and analyzing it to spot risks to the economy. Though observers praise the effort, many pointed to challenges, including who the agency will target, how much information it will collect and whether it can successfully analyze the data.

“We have no reason to believe they would succeed where others have failed,” said Wayne Abernathy, the executive director of financial institutions policy and regulatory affairs at the American Bankers Association. ” Read more…

Posted Sep 10, 2010 | by Daniel Scott