Do you need to compare yo...

Do you need to compare your home insurance?

When you decide to buy a homeowners’ insurance policy, you will get...

What are your steps for g...

What are your steps for getting cheap home insurance?

Cheap home insurance is achievable through voluntary excess, the improving...

What criteria of home ins...

What criteria of home insurance have you already considered?

Finding cheaper home insurance can be a challenge. Sometimes unexpected things...

What can protect your hou...

What can protect your house and values? Home insurance!

Regarding the things that are dear to us, and things that we want to ensure,...

3 Tips For Evaluating CDs As Investments

Every portfolio should be a mixture of different investments with a strategy designed to contain manageable risk and produce income and capital gains. Most investors need a portion of their portfolio to be in very safe and predictable instruments. CDs represent that portion of your portfolio which is the safest. If you are approaching retirement or you are a parent looking at an impending college tuition obligation, you will want some assurance that your investments will not go down in value between now and the time when you need the money.

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Posted Jun 25, 2011 | by Eric Flores

Cramming for BI Jobs

Even as universities address the market call for more knowledge workers, courses and programs remain too siloed to best prepare students, according to a new round up of information from academic leaders and industry hiring experts.

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The second-year survey, “The State of Business Intelligence in Academia 2010,” sponsored by academic and IT industry think-tank group, Business Intelligence Congress II, includes responses from professors at 125 universities and 339 students from 62 universities around the world, as well as industry recruiters.

Of the colleges surveyed, only three had an analytics or BI undergraduate program, and 12 had those BI or analytics programs for graduate degrees. Bus

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Posted Jun 25, 2011 | by Daniel Scott

Burst pipes: the biggest threat to your holiday home

When you take out insurance for holiday homes you are protecting against the unforeseen. Flooding, fire, theft – but what is the biggest threat to holiday homes? Escape of water (burst pipes).

Here are some recent figures from the ABI (Association of British Insurers).

Insurers paid out £1.4bn in ‘big freeze’ insurance claims in the UK between 24 November to 31 December 2010 – the coldest December on record!

During this period…

  • £1.43bn – the total value of claims
  • 467,000 – the number of claims that UK insurers dealt with
  • £900m – the cost of property damage claims, 190,000 in total
  • 103,000 – property damage claims were for burst pipe damage, at a cost of £680m. This figure was an in

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Posted Jun 24, 2011 | by Kyle Evans
Tags: Biggest Threat Holiday Home Home

Finding Online Savings Accounts That Meet Your Needs In The Long Term

The financial future always contains a level of uncertainty, but the right planning offers security and peace of mind. A trusted savings account is a necessary piece of a solid financial plan. Online savings accounts contain short and longer investments, maybe for a new car or funds for your wedding. You can also use bank accounts online to save money for emergency expenses.

Fortunately, technology and competition have made it simple to keep money in trust at different institutions.

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Posted Jun 24, 2011 | by Eric Flores
Tags: Savings Savings Accounts

Florida Agent Sells Worthless Homeowners Insurance to Elderly

As the result of an agent selling worthless homeowners insurance policies to Florida residents, dozens of elderly are now at risk of losing their homes, the Department of Financial Services said on Thursday. Numerous complaints were filed against the agent only to reveal that she had been using money received to pay her personal expenses.

Residents Left Without Coverage

According to the department, 50 complaints were filed with the state that residents in Sarasota County had paid their insurance premiums for as long as two years to Debra K. Wanless who was supposed to be providing coverage from Lloyds of London (which is not a regulated carrier in Florida).

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Posted Jun 23, 2011 | by Eric Flores
Tags: Elderly Homeowners Insurance Worthless Homeowners Worthless Homeowners Insurance

Dog Bites Represent More Than One-Third of Home Insurance Claims

A new report from the Insurance Information Institute (I.I.I.) revealed that dog bites represented more than one third of home insurance claims in 2010. Despite this high number of claims, the I.I.I. found that dog bites remained relatively consistent with those in the year prior.

Nearly $413 Million Paid in Liability Claims

According to the I.I.I., nearly $413 million was paid out in home insurance claims as a result of dog bites. W

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Posted Jun 23, 2011 | by Eric Flores
Tags: Claims Home Insurance Home Insurance Claims Insurance Claims

Home and Content Insurance for the Homeowner

Home Insurance for the Homeowner – seeman A homeowner is wise to take out home insurance and contents insurance. A combined home and content insurance policy will differ from each insurance company.

Choosing an insurance policy to adequately cover for any potential loss may be a little confusing. A company providing home and content insurance will have a “Product Disclosure Statement”. The product disclosure statement is generally easy to read and clearly lists what is covered and what is not. This will help the homeowner decide which insurance policy would be most suitable. Ins

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Posted Jun 23, 2011 | by Kyle Evans
Tags: Content Insurance Homeowner

Insurers Confident in Their M&A Activity

Insurer mergers and acquisitions are heating up: Aetna recently announced planned acquisitions of Prodigy Health Group and Genworth’s Medicare supplement business; Allstate Corp. purchased Esurance and Answer Financial from White Mountains Insurance Group Ltd.; UnitedHealth Group Inc. struck several deals in the past year. And, according to a new Towers Watson survey, insurers feel confident in their M&A activity. U.S. insurers believe that they are more successful at accomplishing consolidation and strengthening competitive position compared to their non-insurance counterparts, the report, “M&A Role of the Manager,” indicates.

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Posted Jun 22, 2011 | by Daniel Scott

Christmas Tree History, Safety, and Decorating Tips

The Christmas tree is a decorated evergreen coniferous tree, real or artificial, and a tradition associated with Christmas. The Christmas tree is often brought into a home and can be decorated with lights, ornaments, garlands and tinsel during the days around Christmas. An angel or stars often placed at the top of the tree, representing the host of angels or the Star of Bethlehem from the Nativity.

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Posted Jun 22, 2011 | by Kyle Evans
Tags: Christmas Tree Tree

How To Plan Your Annual Insurance Budget??

Plan your annual insurance budget to ensure you have enough coverage at a price you can afford. With proper planning, your insurance will cover emergencies without breaking your budget. Shop around to find the most coverage for the lowest price.

Your annual insurance budget may have to cover several different types of coverage. Insurance policies to consider include life, health, homeowners, renters, disability and vehicular. If you are self-employed, you might also need business insurance. Certain recreational activities such as boating may also require coverage.

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Posted Jun 22, 2011 | by Eric Flores
Tags: Annual Insurance Annual Insurance Budget Budget Insurance Budget
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