Posts Tagged 'Home Insurance'

Home Insurance Secrets You Might Not Know Yet but Should

There are things about home insurance that you might not know yet but should. Home insurers do not want these things known because they will prompt complaints and stir possible investigations by insurance regulators.

But insiders who have seen these things and customers who have experienced them have revealed them to other people. Now it is your turn to know them.

Among their secrets are the ways they do to lessen their chances of paying out insurance claims. Without being upfront about them, some insurance firms do discriminate against certain people, refusing to issue policies when their insurance risk is higher.

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Posted Dec 03, 2009 | by Admin
Tags: Home Insurance Should

How to Spend Your Home Insurance Claims Check

Much has been written about the fact that the Chinese symbol for crisis is also the symbol for opportunity. If you’re a homeowner who’s recently suffered damage to your home, all the shock and chaos may make you forget that a big check from your home insurance provider is on the way – and you can spend it as you see fit. Whether you get a lump-sum payout, an advance payment, or a partial payment contingent on different conditions, the bottom line is that you’re getting money and a blank slate. When those two things come together it can be a very exciting time indeed.

The Claims Adjuster

The first thing you’re going to do is call your claims adjuster.

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Posted Nov 16, 2009 | by Admin
Tags: Home Home Insurance

Vacant Commercial Building Insurance from Vacant Home Insurance Now (.com)

Vacant Home Insurance Now has teamed up with Pennock Insurance, Inc. of Chadds Ford PA to bring a high quality vacant commercial building insurance product to the markets we serve as licensed producers.
A vacant home insurance product cannot be used to provide coverage to a vacant commercial building or empty warehouse. A special product needs to be employed for commercial purposes. Read more…

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Posted Nov 16, 2009 | by Admin
Tags: Com Home Insurance Home Insurance Now Insurance Now

Lloyd’s of London for Vacant Home Insurance and Vacant Building Insurance

Getting a Lloyd’s of London quote for vacant home insurance. The fact is, most Americans think that Lloyd’s of London is an insurance company. This is untrue. Lloyd’s of London is an insurance market made up of over 60 “syndicates.” For our purposes, these syndicates can be thought of as it’s own insurance company each taking all or part of various risks presented to the market.

Lloyd’s of London syndicates do provide vacant home insurance and vacant building insurance in the United States. Local P&C agents have to access a surplus lines wholesaler in order to get vacant home insurance quotes from the Lloyd’s market. Read more…

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Posted Nov 09, 2009 | by Admin
Tags: Home Insurance Insurance Vacant Home Vacant Home Insurance

Average Home Insurance Payments by State

Your home is probably the most valuable asset you possess and you want to make sure it’s properly protected. How much you pay for home insurance will be influenced by where you live, of course. Factors that are unique to a geographical area will have a big impact on a state’s average home insurance payment. The National Association of Insurance Commissioners gathers and analyzes all of this information and determines the average home insurance payment on a state-by-state basis. The following are the average home insurance payments by state as of 2006, the most recent year for which figures are available:

State Averages for Home Insurance Premiums

  1. Texas $1,409
  2. Florida $1,386
  3. Louisiana $1,257
  4. Oklahoma $1,018
  5. Dist.

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Posted Oct 25, 2009 | by Admin
Tags: Home Insurance Insurance

Customer Satisfaction with Home Insurance Rises

For the first time in5 years, customer satisfaction with home insurance increases dramatically. This is according to a recentsurvey from J.D. Powers and Associates.

In the survey, the research firm found that the driving force behind customer satisfaction seemed to be price. This may be a surprise to homeowners living in the Gulf Coast who have suffered astronomical premium hikes after Hurricane Katrina. According to the research firm, however, the Gulf Coast is an exception. Most prices have been reasonable over the past year.

J.D. Powers noted that thesatisfaction associated with home insurance pricesmay have beenperceptual.

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Posted Oct 06, 2009 | by Admin
Tags: Customer Satisfaction Home Insurance Insurance
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